Yahoo Clever wird am 4. Mai 2021 (Eastern Time, Zeitzone US-Ostküste) eingestellt. Ab dem 20. April 2021 (Eastern Time) ist die Website von Yahoo Clever nur noch im reinen Lesemodus verfügbar. Andere Yahoo Produkte oder Dienste oder Ihr Yahoo Account sind von diesen Änderungen nicht betroffen. Auf dieser Hilfeseite finden Sie weitere Informationen zur Einstellung von Yahoo Clever und dazu, wie Sie Ihre Daten herunterladen.

Dollar cost averaging versus all at once?

If I get a large sum of money, and want to put it into a stock index fund, is it better to put it all in at one time or to use dollar cost averaging over a period of time? If the latter, what period of time?

4 Antworten

Relevanz
  • Anonym
    vor 2 Jahrzehnten
    Beste Antwort

    Mathematically, it is best to put it all in at once. However, emotionally it can be gut wrenching. I put a lot of money into Vanguard Total Stock Market Index Fund all at once, and the first thing it did was drop 10%. I held onto my guts and it's now up ~50%.

  • vor 2 Jahrzehnten

    Dollar cost averaging is a way of compenstating for the volatility of your investment. As the first answer states from a mathematic point of view, you are better off fully invested from day 1.

    Personally I would probably split it up into 5 to 10 payments and invest each week, until I had invested all the money.

  • vor 4 Jahren

    i imagine that the agencies imagine that if you're keen to go by 4+ years of more suitable education then you actually are determined adequate to stay with something. as well as you're usually (although not consistently) smarter than someone that has had no college practise. agencies imagine that you will be extra constructive prepared for a occupation after spending many hours in a lecture room putting.... some occupation paths for commencement require many hours of fingers on learning.... I under no circumstances were given what the substantial emphasis develop into on English although. It did not look good that someone who's a math substantial ought to ought to take 4 years of English with a view to get an structure/arithmetic degree.

  • vor 2 Jahrzehnten

    If you have the money already, put it all in since the money that you're not putting in is "wasted." If you're investing by taking a portion from your paycheck every 2 weeks or every month, then the DCA is automatically there.

Haben Sie noch Fragen? Jetzt beantworten lassen.