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?
Lv 7
? fragte in Politics & GovernmentLaw & Ethics · vor 3 Jahren

what to do about my attorney?

I was in a minor accident last October, a drunk slammed into a guardrail and the debris from the rail and his SUV slammed into my car, damaging the car about $3,000 and a slight injury to my left rotator cuff. No surgery, and I'm basically Ok, I immediately got an attorney so the insurance company wouldn't cheat me. The attorney's office told me to send all the medical bills to them, and they'd handle them. However, one bill, they didn't take care of and has now gone into collections and my credit score has dropped 29 points and I'm ticked of. I have diligently sent them any bills that came to the house instead of to them. I sent a "strongly worded" email telling them to FIX THIS and restore my credit. My question is, if i pay this small bill to restore my credit how does that affect the case? The insurance company sent offers but they were so small it wouldn't pay my medical bills, much less the repairs to my car. The attorney says she is refusing them until they come up with an offer that pays the car, pays ALL medical, pays the fee, and a small settlement in case I need surgery down the line.(50-50 chance I'll need it) But I can't have my credit (in the 830) ruined over a $75 radiologist bill. My credit went down to 795 overnight. What to do?

10 Antworten

Relevanz
  • lucy
    Lv 7
    vor 3 Jahren
    Beste Antwort

    I will start by saying that I am a (retired) auto claim adjuster.

    The accident happened back in October, which is over 9 months ago, and your vehicle damages should have been resolved way back then. Now (if) the cost to fix was $3,000, then they would have issued a check for that amount. But, if the damages was considered a total loss, then the insurance would pay you (actual cash value), or in other words, (if not) for the accident, then how much could you have sold the car.

    So then after they settled on your vehicle damages, then what is left over is your injury to be settled (when) you are done treating. It is (your) responsibility to pay for your medical treatment, (not) the lawyers. Your (own) auto insurance could have either medical payment coverage and/or PIP, that would pay for all medical treatment due to an auto accident, up to the limits of your policy. Then (if) no med pay/PIP, then (your) health insurance would be secondary to pay, then if none, then once again, you owe for anything not paid by insurance.

    Now your lawyer most likely wants (copies) of all medical bills, so they can keep track of the (total) cost of your medical bills, which will have the name/address of each doctor that treated you, since the lawyer (before) they want to settle will need the medical reports from (each) doctor who treated you, thus then the insurance can make a determination of how much your injury is worth from this accident.

    A injury settlement is (reimbursement) of the cost of the medical bills, any lost wages, then adds pain and suffering, in which you will pay the lawyer 33% of your settlement.

    So, insurance should have paid for your vehicle or the cost to repair a long time ago. With vehicle damages is black/white, thus it cost what it cost to fix, or the value of your vehicle is worth what it is worth.

    Now, (unless) the lawyer has already sent in his/her demand to settle your injury, then most likely the insurance has not made a offer on your injury, till they get all copies of the medical bills and the medical reports from the doctor.

    Now if in fact you might need surgery, then (unless) you do in fact have surgery, then this most likely (won’t) be considered in your injury settlement. You either need it or you don’t.

    So if I had to guess then the lawyer and the insurance have not agreed to a settlement at this time and could take another month or so back and forth to agree. But, if lawyer and insurance can’t agree, then your lawyer will most likely have to file a lawsuit.

  • Anonym
    vor 3 Jahren

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The Most Holy Trinity gives you a name during baptism; devil gives an antiname during antibaptism (ex. Social Security Number). People who die with these Satanic documents go to concentration camp in hell to await Final Judgement; once the BEAST Computer is burned down, souls will be released for Final Judgement. That's why you should give back documents of your deceased relatives back to the gov't so that the gov't cancels these digital antichristian names given during antibaptism by the beast system; or just burn these documents because gov't could get upset and could send demons to mark you because of this outright act of defiance. Prophecy from half a millenium ago describes Final Judgement like this: Jesus was very upset with people who had little boards (plastic cards) in their hands because they wanted discount from the antichrist. Give to charity in the name of Archangel Michael; he rescues people from temporary hell twice a year [at midnight between September 18 and September 19 and similarly on November 20-21; pray at these times on your knees remembering the deceased by names (adding "and relatives by flesh up to Adam") so that they are rescued if they're in hell] (or brings them up a level, that is, to a level with less punishment; eventually, people are freed). Feed the pigeons; when pigeons bow down, people are saved from temporary hell. It's a big sin to remember the dead with wreaths (because demons put these wreaths on their necks if they're in hell with their hands tied up behind their back while hanging by their hands), meat, alcohol, sweets, and worldly music. Demons print icons of saints in newspapers so that you throw these newspapers in the trash blaspheming these saints. Crosses on soles of shoes and back of pants are blasphemy. Demons make carpets with crosses and put them on sidewalks so that people walk on crosses. Playing cards mock how Jesus suffered on the cross: clubs (cross on which Jesus was crucified), diamonds (four nails Jesus was crucified with), hearts (sponge with vinegar that Jesus was given to drink), spades (spear with which Jesus was pierced). Cremation is devil worship; only blasphemers such as Lenin should be burned; if Lenin is buried, earth will be polluted, and China will attack Russia because of this. After China attacks Russia, Ruski Orthodox Tsar (shown by resurrected Seraphim of Sarov) will come to power in Russia; this Tsar will slay traitors inside church and gov't; as a result, Russia will be the only country not under the antichrist. Ecumenism has 263 heresies; each heresy leads to hell. In 2006 in Moscow (that's why Moscow will sink), representatives from most religions signed a document where it says that all religions worship the same Supreme Being [aka the devil]. Priests who participate in ecumenism will have Pagans walking on their heads in hell. Arkhimandrite Antonin Kapustin left a prophecy that John the Baptist's living space will become a church and it will be blessed by forerunner of antichrist; Patriarch Kirill of Russia blessed this church. When priests pray for current gov't (instead of praying for future Tsar), Jesus gets up from His throne and turns His back to them. Forgive me.

    Quelle(n): Women wear head scarves tied at the front to prevent headaches from sky pushing down and to prevent throat cancer; forgive me. Edit: Megatsunami for New York will be 450 yards; then engulfed-in-lava Los Angeles will be flooded too; then asteroid destroys Gulf of Mexico; only Alaska, Eurasia, and Africa remain (obviously without coasts); forgive me. Edit: 1st big earthquake in Russia; 2nd bigger one in China; 3rd biggest will be the USofA (Greek Orthodox monk Elidiy from Africa); forgive me.
  • Yeti
    Lv 7
    vor 3 Jahren

    First, don't go blaming your attorney or venting at them. Try to work cooperatively with them. If you make yourself a problem client, your assistance is going to be at the bottom of the priority pile.

    We don't know enough of your case to know if paying this bill is going to mean anything. It sounds like part of what they're doing is refusing to pay bills until an adequate offer is received. The "fix this" would happen down the road. You can ask your attorney if you should pay this or not.

    Your credit score remains in an excellent category, and can fluctuate a lot month to month just based on how much debt you have on credit cards, etc.

    If you would like to obsess over your credit, you can tell your attorney to go away and you'll just pay all the bills so your credit score doesn't risk a ding here and there. And you'll kiss all the compensation you're seeking goodbye.

  • vor 3 Jahren

    What do you expect the attorney to "fix" when the case has not settled or gone to trial? He hasn't got any money from the insurance company yet so how can you expect him to pay your medical bills? You don't seem to have the basic understanding of how personal injury cases work. You had a choice to pay it outright or give it to the attorney and even if you paid it yourself, a copy should go to the attorney but marked paid, because the amount goes toward your total damages. You should have talked to the attorney about the overdue, demanding statements that threaten collections. When it gets that far, you should not have ignored them. You ignored them so they sent it to collections. Lawyers do not have control over medical providers. Your attorney did nothing wrong. You should have talked to him about the collections threat. Still, if the medical provider refused to wait, there is nothing the lawyer could have done. Once it has been paid, your credit score will increase again but, slowly. If you decide to pay it, be sure and let the lawyer's paralegal know. Send her proof of payment.

    Quelle(n): Certified Paralegal, with 25+ years' experience.
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  • vor 3 Jahren

    First, they cannot restore your credit.

    Second, if you pay the bill, that doesn't necessarily restore your credit completely either, although it might help some.

    You should pay the $75 bill, because you owe the money, and because not paying will make your credit drop more, but don't expect paying it to completely restore your credit.

  • ?
    Lv 7
    vor 3 Jahren

    Pay the bill.

  • vor 3 Jahren

    1. You WASTED more hiring the attorney that you had at stake to begin with.

    2. Bruce is correct that you SHOULD have paid the medical bills IMMEDIATELY and sought reimbursement from the insurance company.

    3. Not even BANKRUPTCY drops your score 35 points overnight.

    4. 795 is considered EXCELLENT for a FICO score.

  • Squid
    Lv 7
    vor 3 Jahren

    Paying the bill will not restore your credit rating. The fact that it went to collections stays on your credit history.

  • ?
    Lv 7
    vor 3 Jahren

    You hired a private attorney for an injury case? You should have hired a TV accident lawyer. The difference, an accident lawyer will fight to get what YOU deserve. A private lawyer will fight to GET what you deserve.

  • Bruce
    Lv 7
    vor 3 Jahren

    Paying the bill has no effect on your legal case. It does nothing to admit or deny guilt.

    With that said, 795 is still an excellent score.

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