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Job Transition During Close of Escrow?
We'll be closing the deal in 2 weeks (late Dec), but I just got an offer letter from another company. Ideally, I will start working in 5 weeks (mid Jan). So, I'll give my 2-weeks notice to my supervisor soon. The pay is way higher and the position is also higher and still aligned with what I do. We're doing conventional loan, not FHA.
- Is it safe to move to another job now? I understand they want to see stable income.
- Is it okay to give my resignation letter now? I know they will do employment verification, but I want to confirm if they only call before closing of escrow.
- Will they call for employment verification after close of escrow?
- What is the safest idea? Should I postpone my first day on the new job to early Feb and continue working there until mid Jan?
2 Antworten
- Beverly SLv 7vor 7 JahrenBeste Antwort
We call the day of closing to verify your employment. If they mention that you have turned in your notice you will be denied until you have 30 days worth of pay stubs from your new job. Once we sell the loan (after closing) it is possible the new servicer will verify after closing, however, as long as we don't find out before closing you are fine.
Quelle(n): Mortgage lender 27 years. - vor 7 Jahren
Do not make any changes in your employment until you close; it'll open up a huge can of worms.