Private dental insh.?

Blue Cross and Blue Shield is excellent coverage but it's also very expensive. I doubt you and your partner could afford this type of insurance. In fact, any type of private dental insurance is going to run you a $35-$100 per month in premiums alone, not taking into account the fact that you will probably pay, on average, almost 50% of dental work out of their own pocket.

I would suggest that you and your partner look into going to dental clinics for most of the dental work you'll need such as cleanings, x-rays, fillings, etc.

If you ever need dental work that the clinic is unable to perform (i.e. root canals, bridges, braces, etc.) then you and your partner should join a discount Dental plan because they're inexpensive and can realistically save you anywhere from 25% to 50% or more off of those type of procedures that your dental clinics cannot perform. An excellent place to learn more about these types of plans is http://www.discountdental4u.net/

You will get more for your money if you just pay our of pocket. Dental insurance plans are expensive, and only pay a percentage of the cost up to usually $1000.00 per year. It's a waste of money. . .and don't bother with the discount plans because the dentists suck who sign up with them.

Care Credit is a much better bet for any large amount of dental work. Otherwise, just pay for the work. a dental cleaningis around $100-200 per person - not bad.

Blue Cross Blue Shield