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Since Insurers are posting actual prices, can we all agree the Affordable Care Act will help instead of hurt?
Since Insurers are posting actual prices instead of providing estimates that can be fudged, can we all agree the Affordable Care Act will not cause premiums to spike?
"Insurers have filed preliminary rates for 2014 in Maryland, Oregon, Rhode Island, Vermont and Washington state. In most cases, rates haven't spiked as a result of the healthcare law."
"Premiums for the cheapest insurance plan in Oregon are expected to fall by an average of 11 percent, and customers in Washington could see a price drop of 21 percent for the cheapest policy, according to the Democratic summary of state rate filings."
"Insurers in Vermont and Rhode Island said rate increases would not be significantly affected by the Affordable Care Act."
These cherry picked facts is closer to the World of Truth than the cherry picked data of the Republicans. This data set is from insurers the prices to be paid by the consumner. Insurers may raise prices in the future but their first instinct is to lower prices to attract all the new customers. Because of the Medical Loss Ratios and the rate review authority under the Affordable Care Act, insurance companies will have a limited ability to raise premiums. The insurance companies in states posting lower prices are in states that have a commitment to passing laws and regulations to improve health care and their costs. These states are reaping the benefits of the Affordable Care Act.
10 Antworten
- Anonymvor 8 JahrenBeste Antwort
From your own source:
But those filings come only from states where insurance is already heavily regulated — data are not yet available in states where bigger increases are more likely.
So your bias shows again. And your lies.
- ?Lv 7vor 8 Jahren
Insurance prices were raising 30-40% a year under Bush.
Under Obamacare it's going up 11% but they're now all freaking out and claiming it's the end of the world.
Quelle(n): They're conservatives - they can't help it. - Prophet Of DoomLv 5vor 8 Jahren
No.
Without competition, there is no price control that will work.
You either risk crisis in the industry due to artificial price control or you let a free market and competition lower prices.
Enough HMOs and demanding businesses carry insurance for workers.
Make the medical field and insurance field COMPETE or the prices will NEVER come down.
Choose.
- vor 8 Jahren
Obamacare is gonna give insurance companies more customers. Its gonna force people to get some kind of insurance. Why would Insurance companies lose money if people are forced to buy insurance? Sounds like a stupid theory to me.
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- Dave PLv 4vor 8 Jahren
They have already gone up and up and up. Companies are dropping insurance left and right. Stop drinking cool aid!
- ?Lv 7vor 8 Jahren
You are talking about the cheapest insurance plan, which may be worthless. How about the plan that provides good coverage.
- ?Lv 7vor 8 Jahren
I agree 100%.But I think I may be in the minority.It's kinda like trying to tell a blind man what color the sky is.Good luck to you.