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Does anyone like this money saving method and/or have any other ways of saving money?
I call it additional savings, and wrote a Microsoft excel worksheet for it. If you save $1 (it works for any currency since its just a numbers scheme.) tommorow you deposit $2, the next day/time, you put in $3, and each time increase it $1. When you can no longer increase another [dollar] reset back to $1 or any lower number and repeat the process until you hit the cieling. At 50 times when you deposit $50, your balance is $1275.00, at the $100 deposit your balance in $5050.00.That jump is a quadruple. In fact about every 10 days, and amount quadruples. And the account you deposit into probably earns interest.
What do you think of this, and have you any better ideas? That last questions isn't necessarilty sarcastic, but a genuine question.
3 Antworten
- Anonymvor 1 JahrzehntBeste Antwort
This one has been around for years.
At some point down the road it gets very hard to do, unless of course you are very wealthy to begin with. :)
I put my loose change in a large coffee can and when it's full to the brim theres proably 300 or so dollars in it.
Now for the smile: I did that and had ten cans to take to the used car dealer. He loved me :)
- Anonymvor 5 Jahren
Put money into a managed fund, $400 dollars a month. They wait for the payment, so you are forced to save it. Anytime is a good time to start cause it is a Long Term investment (so generally over time you can double it every say around 7 years) and it compounds. So you could get a 30% return in say 4-6 months, if u pick a good one. $100 a week=$400 a month =$4800 a year =$24000 over five years and double this by compound following the rule =$48,000 not bad for 100 bucks a week. Theres always an excuse it will go down or won't work but at least youll have 24 grand. Internet accounts are good also 5% interest and cant get at on weekends, till Monday morning. Just dont ask for a card. Get a timer for your oil heater- I was living in a cold climate (Orange) last year and the timer reduced the bill by like $500 bucks for the quarter. From 900 to 300 and it was still snowing in November. Dont buy books on investment, you could have invested the money. If u do sell it on ebay when finished. Sell anything u dont need on ebay. Its cheap to sell and someone else benefits from something you dont need. If you have Cash pay you credit card off, this is the worst debt you can have.
